Three weeks ago I met with Marcia and who was at her wit’s end. A few years back she found out her daughter and two grandchildren were in an abusive situation. Having a heart of gold, she offered to have them move in with her until the the situation was resolved.

It’s been difficult for her daughter to find solid, stable work in this tough economy so, once again, Marcia was there financially to support them. She had to take on a part time job herself to try and make ends meet. With the rising cost of food, gas, utilities and the cost of living — she was just going deeper and deeper in debt. It was spiraling out of control and Marcia was panicking.

Marcia, in desperation, decided to look into a reverse mortgage. The numbers showed that Marcia could pay off her current mortgage, obtain $5,000.00 to pay off some bills and have another $43,000.00 available in a line of credit for emergencies down the road.

Her concern was could she qualify? When she learned that she did not need good credit to qualify, it was the answer to her prayers.

She completed her counseling, went to application, the appraisal was performed and she closed her reverse mortgage in less than three weeks. Marcia was so relieved to have this behind her. She kept saying “you don’t know what a burden this is off my shoulder.” I can now focus on helping my daughter get her life established and get back to my retirement…”you just don’t know how relieved I am.”

I was so delighted to help Marcia get her finances and life back in order that it really made me feel happy too — that I was a part of getting this family back on track … priceless!

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